Keep, Refi, or Sell Your Rentals with Chris Lopez

Is your rental portfolio working as hard as you think it is?

Many landlords celebrate growing equity, but Chris Lopez explains why that equity may actually be producing very little cash flow. This episode explores a different way to measure performance by looking at return on equity instead of only cash on cash returns.

Chris walks through the simple framework he uses every year to evaluate every rental property. He explains when it makes sense to keep a property, refinance it, or sell it and reinvest elsewhere. Along the way, he discusses common mistakes landlords make, including charging below market rents, becoming overly focused on taxes, and carrying too much idle equity.

Key Topics

• Why return on equity gives a clearer picture of portfolio performance
• The Keep, Refi, Sell framework for annual portfolio reviews
• How below market rents reduce long term returns
• Why conservative leverage can reduce risk
• When paying taxes may actually be the better investment decision

Guest Information

Chris Lopez is a real estate investor, broker, software founder, and podcast host who helps landlords optimize rental portfolios for stronger cash flow.

Website: PropertyLlama.com

Call to Action

Learn more about PropertyLlama by visiting PropertyLlama.com and review your own rental portfolio using Chris's annual framework.