Property Profits Real Estate Podcast

Creative financing can make the difference between losing a deal and creating a successful investment.
In this episode, Dave Dubeau sits down with Culby Culbertson, founder of Culbertson Holdings, to discuss how today's investors can navigate an evolving lending market. Culby explains how his firm helps clients structure debt, organize capital, and solve challenging situations that traditional financing alone cannot address.
The conversation also explores how helping clients solve financing problems naturally led Culby into becoming a GP on select projects. Rather than actively searching for acquisitions, many of these opportunities came through relationships built while advising investors on difficult transactions.
Key Topics
Organizing debt and equity for commercial real estate
Loan assumptions and loan modifications
Using preferred equity to bridge financing gaps
Solving distressed investment situations
Growing a capital advisory business from startup to over $100 million in annual loan volume
Why networking and consistent outreach still drive business growth
Guest Information
Culby Culbertson
Founder of Culbertson Holdings
Connect with Culby on LinkedIn.
Company LinkedIn: Culbertson Holdings LLC
Call To Action
If you're investing in commercial real estate and want to better understand your financing options, connect with Culby and his team through LinkedIn to learn more about available debt and capital solutions.

Why would an experienced multifamily investor move back into California after years of investing in Texas?
John Brackett explains why he believes today's opportunities in San Diego offer compelling risk adjusted returns. Rather than chasing the highest yields, he focuses on resilient neighborhoods, disciplined property management, and long term value creation.
During the conversation, John discusses how launching an in house property management company transformed his business, why detailed reporting creates better decisions, and how relationship driven capital raising has fueled the company's growth.
Key Topics
Investing in core affordable multifamily markets
Why San Diego is attracting attention again
The value of in house property management
Managing assets through detailed reporting
Raising private capital through trusted relationships
Understanding risk adjusted returns
Matching investment strategies to investor goals
Guest Information
John Brackett
Founder of Fidelity Business Partners
Website:https://fidelitybps.com
John also mentioned a complimentary real estate investing masterclass available through the website.
Connect With the Guest
Visit:https://fidelitybps.com
Look for the Masterclass link on the homepage.

Buy and hold investing may not be flashy, but it has helped investors build wealth for generations.
Jennifer Ruelens joins Dave Dubeau to explain why patience is one of the most valuable assets in real estate. Drawing on more than two decades of property management experience, she shares why long term ownership continues to outperform the pursuit of quick profits.
During the conversation, Jen introduces her "five way payday" framework and explains how cash flow, appreciation, mortgage paydown, tax benefits, and inflation protection work together over time. She also discusses why investors often overestimate short term cash flow and why a small portfolio of well managed properties can create meaningful long term wealth.
Key Topics
Why buy and hold investing still works
Jen's "five way payday" framework
The role of property management in protecting investments
Why five stable rental properties may be enough
Common mistakes investors make when chasing cash flow
Building generational wealth instead of quick profits
Guest Information
Jennifer Ruelens
Hold It With PM Jen
Website: HoldItWithPMJen.com
Podcast, playbook, resources, and social links available on her website.
Call to Action
Learn more about Jen's educational resources, podcast, and buy and hold investing approach at HoldItWithPMJen.com.

One of Jon Weiskopf’s biggest lessons from passive investing came when he received an email saying an investment was lost, without getting an earlier email warning him that it was at risk.
That experience helped shape how Jon runs his own investments today.
Jon spent 20 years as a mechanical engineer, including 10 years at Apple, where he worked in the retail store real estate development group. Today, through Blue Eyed Capital, he works in real estate syndication and private debt.
Jon explains why communication matters most when a deal gets difficult. He talks about stopping distributions at his 114 bed assisted living property in Florida, keeping investors updated on what worked and what did not, and why he does not take asset management fees when investors are not receiving their preferred return.
The conversation also covers Jon’s private debt business. He lends for earnest money deposits and provides last mile gap funding for development projects. He says his average dollar gets used about four times a year.
Key topics and takeaways:
Why poor communication in past investments changed Jon’s approach
How he communicates when an investment is struggling
Why Jon invests his own money in every deal he does
How his earnest money lending business works
Why he uses debt for income and real estate for long term growth
Why he is looking at modular construction and build to rent development
What Jon means when he says, “Read the building, not the spreadsheet”
Guest information:
Jon Weiskopf is the founder of Blue Eyed Capital. His work includes real estate syndication, private debt, and education based on his engineering and construction experience.
Jon says the best place to connect with him is LinkedIn. Search for Jon Weiskopf, spelled J O N W E I S K O P F. He posts Sunday through Friday and shares lessons about buildings, including issues that may cost investors money but may not appear on a spreadsheet.
Call to action:
Search Jon Weiskopf on LinkedIn to follow his posts about buildings, construction, and real estate investing.

The best value add plan is not always the one you start right away. Chris Lento explains why waiting for the market can produce better long term results.
Description
Chris Lento, Managing Partner of EM Capital, joins Dave Dubeau to discuss how multifamily investing has changed over the past few years. Instead of relying on rapid rent growth or market appreciation, Chris explains why today's environment rewards strong operations, careful expense control, and disciplined decision making.
The conversation covers how EM Capital manages nearly 1,200 apartment units across the Southeast, how they motivate onsite teams with owner funded incentives, why investor communication matters during difficult markets, and how they are exploring AI to improve capital raising, acquisitions, and operations.
Key Topics
Building systems for better asset management
Waiting for market support before renovating units
Managing investor expectations during longer hold periods
Finding off market opportunities through broker relationships
Using AI to improve operations and decision making
Guest Information
Chris Lento
Managing Partner, EM Capital
Website: www.emcapitalgroup.com
LinkedIn: Available through the EM Capital website.
Call to Action
Learn more about Chris Lento and EM Capital by visiting www.emcapitalgroup.com. Connect with Chris on LinkedIn through the website.

Strong operations can create just as much value as finding the right deal.
Many investors focus on acquisitions or raising capital, but Paula Nichols believes the real opportunity begins after closing. In this episode, she explains how operational excellence has helped her team improve multifamily properties across Texas and Oklahoma.
Paula shares her practical approach to asset management through her Three Ps framework: People, Performance, and Physical Property. She explains why selecting the right property management partner is critical, how reviewing budgets and vendor contracts uncovers hidden opportunities, and why regularly walking a property helps prevent costly surprises.
If you're interested in multifamily investing, this episode offers practical examples of improving property performance through better operations rather than relying only on renovations.
Key Topics
Building value through operational excellence
The Three Ps: People, Performance, and Physical Property
Choosing the right property management company
Finding savings in service contracts and operating expenses
Improving occupancy through stronger operations
Protecting long term value through proactive maintenance
Guest Information
Paula Nichols is a principal at Apogee Capital. She focuses on multifamily asset management and operational performance across a portfolio of approximately 1,200 units in Texas and Oklahoma.
Website:ApogeeMFC.com
Call to Action
To learn more about Paula Nichols and Apogee Capital, visit:
ApogeeMFC.com